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Insurance Help

Tue Jul 03, 2012 5:32 pm

I have a glass TV stand on sunday night the stand gave away the tv toppled and smashed to bits

i rang my insurance company and they say because of the value I have to wait for a loss adjuster to ring me

Will they tell me where I have to go to buy a tv or will I get a choice ?

Re: Insurance Help

Tue Jul 03, 2012 5:34 pm

Depends on Insurance company mate....should be old for new :ayatollah: :ayatollah:

Re: Insurance Help

Tue Jul 03, 2012 5:35 pm

But if the TV is discontinued what happens then ?

Re: Insurance Help

Tue Jul 03, 2012 5:37 pm

Mr Moo Cow wrote:But if the TV is discontinued what happens then ?


I would think they would meet the actual value of the discontinued TV :ayatollah: :ayatollah:

Re: Insurance Help

Tue Jul 03, 2012 5:41 pm

Mr Moo Cow wrote:But if the TV is discontinued what happens then ?



they will base it on a like for like,

so if you have a 40 inch samsung, they willreplace it witha 40 inch samsung

Re: Insurance Help

Tue Jul 03, 2012 5:42 pm

Lets hope so - I've been waiting for 2 days for a loss adjuster to ring....

Re: Insurance Help

Tue Jul 03, 2012 5:43 pm

jezzy666 wrote:
Mr Moo Cow wrote:But if the TV is discontinued what happens then ?



they will base it on a like for like,

so if you have a 40 inch samsung, they willreplace it witha 40 inch samsung



But if you want a 50" sony - can you pay the difference- do they PAY YOU OR GIVE YOU VOUCHERS ETC ?

Re: Insurance Help

Tue Jul 03, 2012 6:44 pm

They will give you a cheque, the loss adjuster will match your tv and as your model is discontinued if you have new for old they will match it up to the nearest value tv, if you do not have new for old he will ask you how much you paid for it and how long you have had it (you have to show receipt ) or he will guesstimate it's value now if you do not have receipt

Re: Insurance Help

Tue Jul 03, 2012 6:50 pm

Just had a quopte for my wall which was smashed into by a drunken Uni nsured Ely gang a few weeks ago. Writing off my car as well

Insurance co are willing to send me a cheque for £1550 --got some builder to do a job for 850 so should make a nice tidy profit.

Re: Insurance Help

Tue Jul 03, 2012 7:03 pm

go get a quote for a replacement befor the loss ajuster rings you get one from a non discount store then when you get your cheque look around for the best price you can get hope thats usefull to you good luck :ayatollah: :ayatollah: :ayatollah: :ayatollah: