Cardiff City Forum



A forum for all things Cardiff City

Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 2:34 pm

Afternoon all,

I've already been able to help many on here, and wanted to make you all aware of an offer we have on at present.

I run a Life Insurance company just outside of Cardiff. We are a small firm of advisers, and we work with every insurance company in the UK so you know we're able to offer you the best product at the best possible price, and we don't charge any fees at all! We've been nominate for two National Awards due to the quality of our advice, and shortlisted to the top 5 in the UK for Best Protection Advice.

We're currently extending a promotion that means if you go through an application for Life Insurance or Critical Illness cover before the 31st January, then we will pay your first month premium!

If you already have a policy in place, then we can review it, if you don't have any cover in place, then what better way to start 2012 knowing that your home and family are protected?

Please drop me an email: paul.reed@vitafinancial.co.uk, visit: www.vitafinancial.co.uk or call our office on 0800 988 3637 for a no obligation quotation - look forward to speaking with you soon.

Paul

:ayatollah:

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 4:25 pm

Forgot to mention, if you mention 'AAMB' (this message board) then we will give you a 20% discount as usual!

T: 0800 988 3637
M: 07584 50 10 50
E: paul.reed@vitafinancial.co.uk
W: www.vitafinancial.co.uk

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 4:53 pm

hi mate

do you do mortgages ?.

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 4:57 pm

Hi Spikey!

Just sent you a private message - in answer to your question, yes - take a look at your messages and let me know you've got it!

Paul

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 7:10 pm

pauly_gee wrote:
We're currently extending a promotion that means if you go through an application for Life Insurance or Critical Illness cover before the 31st January, then we will pay your first month premium!



nice way of wording it pauly! be using that in my pitch if the bosses will let me ;)
im sure you mean you wont have to pay anything for the 1st month so long as your preferred payment date has passed mind ;)

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 9:18 pm

pauly_gee wrote:Afternoon all,

I've already been able to help many on here, and wanted to make you all aware of an offer we have on at present.

I run a Life Insurance company just outside of Cardiff. We are a small firm of advisers, and we work with every insurance company in the UK so you know we're able to offer you the best product at the best possible price, and we don't charge any fees at all! We've been nominate for two National Awards due to the quality of our advice, and shortlisted to the top 5 in the UK for Best Protection Advice.

We're currently extending a promotion that means if you go through an application for Life Insurance or Critical Illness cover before the 31st January, then we will pay your first month premium!

If you already have a policy in place, then we can review it, if you don't have any cover in place, then what better way to start 2012 knowing that your home and family are protected?

Please drop me an email: paul.reed@vitafinancial.co.uk, visit: http://www.vitafinancial.co.uk or call our office on 0800 988 3637 for a no obligation quotation - look forward to speaking with you soon.

Paul

:ayatollah:

Will be in touch very soon Paul in process of moving house will need to upgrade home and life cover,would'nt go any where else,very pleased with the service and cover you provided last year,happy new year mate :ayatollah: :ayatollah:

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 10:23 pm

AberValleyBluebird wrote:
pauly_gee wrote:
We're currently extending a promotion that means if you go through an application for Life Insurance or Critical Illness cover before the 31st January, then we will pay your first month premium!



nice way of wording it pauly! be using that in my pitch if the bosses will let me ;)
im sure you mean you wont have to pay anything for the 1st month so long as your preferred payment date has passed mind ;)



Not at all - we're a reputable company mate, it's fairly simple as far as the offer goes, does exactly what it says on the tin. I'm assuming your comment was meant tongue in cheek - You don't get nominated in the Top 5 Protection Advisers in the UK by offering 'dodgy' offers!

SPIKEY - I've responded to your PM, hopeful that we can help on your mortgage enquiry

VIKINBLUE - Look forward to eharing from you again, hope all is well with you. If you're moving house and also need help with the mortgage, I can get our mortgage guy to present a few options too if that helps. Failing that, we'll re-evaluate the cover in place at the moment and make sure it suits the new mortgage. Cheers mate.


Thanks all!

:ayatollah:

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 10:29 pm

pauly_gee wrote:
AberValleyBluebird wrote:
pauly_gee wrote:
We're currently extending a promotion that means if you go through an application for Life Insurance or Critical Illness cover before the 31st January, then we will pay your first month premium!



nice way of wording it pauly! be using that in my pitch if the bosses will let me ;)
im sure you mean you wont have to pay anything for the 1st month so long as your preferred payment date has passed mind ;)



Not at all - we're a reputable company mate, it's fairly simple as far as the offer goes, does exactly what it says on the tin. I'm assuming your comment was meant tongue in cheek - You don't get nominated in the Top 5 Protection Advisers in the UK by offering 'dodgy' offers!

SPIKEY - I've responded to your PM, hopeful that we can help on your mortgage enquiry

VIKINBLUE - Look forward to eharing from you again, hope all is well with you. If you're moving house and also need help with the mortgage, I can get our mortgage guy to present a few options too if that helps. Failing that, we'll re-evaluate the cover in place at the moment and make sure it suits the new mortgage. Cheers mate.


Thanks all!

:ayatollah:


fair play mate sounds good!
yeah all tongue in cheek always love my banter with another broker when i occasionally call someone in the industry!
just stay away from my emma's diary! lmao
don't want them knowing about deals like that otherwise my sales will drop! lol

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 10:38 pm

I know others who have gone down the 'Emmas Diary' route - let's just say they're not about any more! In my mind, not an ethical way of selling, but effective none the less. Cold calling will never measure up (especially in a 'non-advised' scenario) - the cancellations are very high, plus it reeks of the old 'dodgy salesman' view that people have of call centres.

No offence to you, I appreciate you're working for a broker, however we operate in a very different way where the clients have approached us on our merit, not in response to a random call out of the blue pretending they know their requirements!

Wish you every success though, fellow Bluebird!

:ayatollah:

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 10:43 pm

pauly_gee wrote:I know others who have gone down the 'Emmas Diary' route - let's just say they're not about any more! In my mind, not an ethical way of selling, but effective none the less. Cold calling will never measure up (especially in a 'non-advised' scenario) - the cancellations are very high, plus it reeks of the old 'dodgy salesman' view that people have of call centres.

No offence to you, I appreciate you're working for a broker, however we operate in a very different way where the clients have approached us on our merit, not in response to a random call out of the blue pretending they know their requirements!

Wish you every success though, fellow Bluebird!

:ayatollah:


we know all about the companies that went down hill from emma's diary sadly lol
a lot of the companies that went down hill from it were cowboy companies that sadly give the few decent non advisory brokers a bad name.

fair play mate sounded a bit dodgy at 1st, just from experiance of hearing a few brokers say stuff like that to people but sounds top notch! wish i was able to work like that! lmao

some people i speak to are so interested in it but have no clue about it so having to bit the tongue to not give them the smallest bit of advice!

Re: Life Insurance, Mortgage Protection & Income Protection

Mon Jan 09, 2012 10:44 pm

pauly_gee wrote:
AberValleyBluebird wrote:
pauly_gee wrote:
We're currently extending a promotion that means if you go through an application for Life Insurance or Critical Illness cover before the 31st January, then we will pay your first month premium!



nice way of wording it pauly! be using that in my pitch if the bosses will let me ;)
im sure you mean you wont have to pay anything for the 1st month so long as your preferred payment date has passed mind ;)



Not at all - we're a reputable company mate, it's fairly simple as far as the offer goes, does exactly what it says on the tin. I'm assuming your comment was meant tongue in cheek - You don't get nominated in the Top 5 Protection Advisers in the UK by offering 'dodgy' offers!

SPIKEY - I've responded to your PM, hopeful that we can help on your mortgage enquiry

VIKINBLUE - Look forward to eharing from you again, hope all is well with you. If you're moving house and also need help with the mortgage, I can get our mortgage guy to present a few options too if that helps. Failing that, we'll re-evaluate the cover in place at the moment and make sure it suits the new mortgage. Cheers mate.


Thanks all!

:ayatollah:

Thanks Paul got mortgage sorted,will be in touch for the others though :thumbup:

Re: Life Insurance, Mortgage Protection & Income Protection

Wed Mar 14, 2012 9:33 am

The life insurance is very important to every one .The Income protection insurance policy is an insurance policy which pay benefits to policy holders who are incapacitated and hence unable to work due to illness or accident. IPI policies were formerly called permanent health Insurance. They would provide the benefits as soon as possible when a an serious injury or accident happens. The policies are also of different periods with different amounts and with different categories. The mortgage protection is automatically done by the members and will be saved. There is no need get fear in putting a step forward. Many lives have been saved by these life insurance and Income protection policies.


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