STUDENTS READ (SETTING RECORD STRAIGHT)

I THOUGHT STUDENTS WERE SUPPOSED TO BE CLEVER INDIVIDUALS....
THE GOVERNMENT CLEARLY STATES THAT YOU ONLY PAY FOR YOUR TUITION FEES IF YOU EARN OVER £21,000
UNDER LABOUR IT WAS £15,000
CLEARLY NUMPTIES STUDENTS IMHO. THEY GET INTO DEBT COS THEY BLOW THEIR LOANS ON BOOZE.
http://www.conservatives.com/News/News_ ... _fees.aspx

I THOUGHT STUDENTS WERE SUPPOSED TO BE CLEVER INDIVIDUALS....
THE GOVERNMENT CLEARLY STATES THAT YOU ONLY PAY FOR YOUR TUITION FEES IF YOU EARN OVER £21,000
UNDER LABOUR IT WAS £15,000
CLEARLY NUMPTIES STUDENTS IMHO. THEY GET INTO DEBT COS THEY BLOW THEIR LOANS ON BOOZE.
http://www.conservatives.com/News/News_ ... _fees.aspx

A bit misleading mate. It actually means they dont have to start paying their
debt off UNTIL they are earning over £21k a year. So if a student finishes his/her
degree, they may be in work for another two or three years before they can even
start to pay off the debt. Realistically It means a lad of 24-25 who has just started
to earn decent money cannot even think about buying a house or anything because
they are already saddled with about 30k debt.

Personally, after seeing the crusty disgusting bastards hanging off the Cenotaph and
disrespecting our war dead they can all f**k off. Also, forgetting who Prince Charles
and Camilla are for a moment... the smelly posh students basically attacked and scared
the shit out of two old people.

they expect everything for free or cheap, at the end of the day, as a professor said to me yesterday, they should be greatful because when they qualify, they'll be earning nearly double to what the average joe gets and living a good lifestyle

I think your missing the point mate.
They are protesting against the fact their fees are going up from £3k something to £9k a year, that's a big increase and all that means is more debt for each individual and less chance of people from poorer backgrounds going to university.
The fact that you don't have to pay it till you get to £21k is irrelevant for most people I'd imagine, you're still in a shit load of debt.
Student loans company are already getting less money back in loan repayments than they expect, it's only going to get worse, seems like a piss poor policy to me.
Loan students more money and get them into more debt, while making it easier for them not to pay back, all the government get out of it is giving less funding to Universities but they have to give that funding in a loan to students who are now even less likely to be able to pay it back.
Stupid twats.

nothing in life is free. and the more people realise that the better.
no one realises how this will work. the government will pay the university directly THEN IF YOUR EARNING OVER £21,000 you pay it back, so how poorer backgrounds come into it is beyond me.
my missus has just finished a 3 year course and is a qualified midwife now. whilst studying full time she worked in marks and spencers 24 hrs a week which kept money coming in.
now i also know of lots of students that have blown loans by going on the piss whilst trying to live from home.
DO WHAT MY MISSUS DID AND WORK THROUGH YOUR EDUCATION simple as

also when you pay it back it gets incorporated into your tax relief, so they wont notice it that much.

also when you pay it back it gets incorporated into your tax relief, so they wont notice it that much.

How does this work?

well, im assuming if you are allowed to earn what is it at the moment, £5,500 tax free then that will get adjusted slightly

well, im assuming if you are allowed to earn what is it at the moment, £5,500 tax free then that will get adjusted slightly

It doesn't change your tax code, you just get the amount deducted before tax. Under the current system you pay about £40 a month off your loan when you earn around £20k.

The interest payments on my loan of 20k were around £30 a month before the credit crunch, I wasn't paying much more than that so was just paying off interest.

Someone on 40k per year would pay £187 a month. It's gna take a long time to clear those loans, especially with interest (at the rate of inflation) being added.

The plus side to all this is that it doesn't effect your credit rating or your ability to get a mortgage, etc and there's no pressure put on you for payment as it goes through PAYE. So if your monthly earnings are over x amount then you make a contribution.

One bad thing about this system, which I think is a bit of a con is that when you pay through PAYE, HMRC hold on to your payments until the end of the tax year and then fire them across to the student loan company who then reduce your balance. SLC calculate and apply your interest on a monthly basis so the payments you the interest is a bit higher than it should be really.

I'm strongly opposed to all this tuition fee malarkey.

Education should be free.

The problem is that standards have dropped so much that it's now uncommon NOT to go to university, whereas a little while ago, it was seen as something a bit special.

If they upped the standards of GCSEs and A-Levels, got rid of all the pathetic university courses, and made it more selective, the country could afford to pay for it.

Some will argue that doing that is elitist. I'd agree, partly. Surely university should be for the more intelligent people?

I'm strongly opposed to all this tuition fee malarkey.

Education should be free.

The problem is that standards have dropped so much that it's now uncommon NOT to go to university, whereas a little while ago, it was seen as something a bit special.

If they upped the standards of GCSEs and A-Levels, got rid of all the pathetic university courses, and made it more selective, the country could afford to pay for it.

Some will argue that doing that is elitist. I'd agree, partly. Surely university should be for the more intelligent people?

I agree Stew there are some strange courses out there in which I doubt there is a job at the end

they expect everything for free or cheap, at the end of the day, as a professor said to me yesterday, they should be greatful because when they qualify, they'll be earning nearly double to what the average joe gets and living a good lifestyle

Greatful?? They've spent 3 or 4 years studying for a degree, it wasn't bloody handed to them on a plate.
o btw, I wanna know when I'll be living the cushty life? 4years worth of study, worked throughout, 12k in debt, yet I'm only earning about 14k in my current job. Students don't automatically get jobs. THERE ARNT ANY OUT THERE!! So then what happens?? Hundreds of thousnds of students not being able to pay their debt, then eventually the system will collpse allowing only the rich to go to uni. That sounds like a good idea doesn't it. Rich ruling the poor??

I know that's going to the extreme but what's going to happen when the Govt decides to sell the student loans compamy to privte debt companies who will demnd their money back. It has been rumoured. I hope you don't have kids Ben, because when your kids say they want to go to uni to be a lawyer or something, alwhat you gunna say to them?

Right I'm a teacher and have been put in a hard position recently when loads of our kids marched out of school. I do not agree with the rise in tuition fees but had to repremand the kids for puting themselves at risk.
Ok there is a shortfall in our counties finances but there are other ways to o things - its growth we need not cuts and landing debts on our future generations.
It hit me this week when I was speaking to one of our most talented 6th Formers. She is having a gap year to go and do volunteer work in Africa (which she is raising the fund for herself). I flippently said to her how sorry I felt for her taking this gap year, as she had planned this for the last 18 months, and would now have to face the rise in tuition fees. She told me "I won't go to university, I'll get a job and do a diploma". What a shame as she has a lot more talent than some private school kids with wealthy parents who will back them.
How many mor are like this?

nothing in life is free. and the more people realise that the better.
no one realises how this will work. the government will pay the university directly THEN IF YOUR EARNING OVER £21,000 you pay it back, so how poorer backgrounds come into it is beyond me.
my missus has just finished a 3 year course and is a qualified midwife now. whilst studying full time she worked in marks and spencers 24 hrs a week which kept money coming in.
now i also know of lots of students that have blown loans by going on the piss whilst trying to live from home.
DO WHAT MY MISSUS DID AND WORK THROUGH YOUR EDUCATION simple as

I'm a student midwife, and luckily its an NHS course so there are no fees and I get a little bursary, something to the tune of £560 a month. I'm lucky that I still live at home with my parents so my only outgoings really are my (ridiculously highly priced due to my age) car insurance and petrol etc. But if I wasn't at home I know I couldn't do the course cos I wouldn't afford rent etc out of the bursary. I had full intentions to work through my course but realistically, when I'm on placement I'm working the full 37.5 hrs a week and have to do reading, assignments etc on top of it, and when I'm in uni we do the 37.5 hrs plus extra study on top. Congrats to your missus on being able to work through it, I take my hat off to her, and Congrats on qualifying
But half of the students, doing the 'normal courses' live in, go out drinking most nights and hardly attend lectures so part of me wonders where they get off complaining. A lot of them waste their education anyway.

And frankly, destroying parts of britains history (statues etc) is disgusting! I'm ashamed to be a student and possibly having that label attached to me.

I think some people really need to get some perspective!

Last year I had to have 3 jobs to be able to pay for myself to get through Uni, This year I can have a Student Loan (which I have to pay back before anyone decides to announce they are paying for me to be in Uni!)

I don't blame the students for protesting, I think it's bad enough that I have to pay to be a teacher! Especcially as there is a national shortage of Maths teachers!

But some people on this thread need to be realistic and get over themselves, one minute saying they hate the police, the next saying they hate students, oh please! anyone you actually do like???? I will enjoy teaching your children though!!!

I believe they have every right to protest the raise in fee's.

This thread is as ignorant as the people rioting.

[quote="taffyapplePersonally, after seeing the crusty disgusting bastards hanging off the Cenotaph and
disrespecting our war dead they can all f**k off.

Totally Agree.
After seeing that, they can all go and f**k themselfs as they have lost any support I had for them.

[quote="taffyapplePersonally, after seeing the crusty disgusting bastards hanging off the Cenotaph and
disrespecting our war dead they can all f**k off.

Totally Agree.
After seeing that, they can all go and f**k themselfs as they have lost any support I had for them.

So you judge hundreds of thousands of students on the basis that you've seen a very very small minority act unrespectul? Its a bit like saying all football fans are hooligans because of a minority. Bit stupid really isn't it?

And as for the one studying midwifery, well there's always been tension between medical students and normal students so your views arnt surprising and rather expected. Go and ask some students how many times have they pulled an all nighter because they've had 3 pieces of coursework due in, in the same week

The student fee increase is fundamentally wrong, it cant be right to expect someone starting out in life to do it 27k in debt. That has a major effect on there credit rating, borrowing power and more importantly their whole outlook on money and finance. If your giving the impression that being 10s of thousands in debt is normal, then students will end up being slaves to the banks for life. It's completely wrong.

The student fee increase is fundamentally wrong, it cant be right to expect someone starting out in life to do it 27k in debt. That has a major effect on there credit rating, borrowing power and more importantly their whole outlook on money and finance. If your giving the impression that being 10s of thousands in debt is normal, then students will end up being slaves to the banks for life. It's completely wrong.

it doesnt effect their credit rating at all, borrowing power and if they cant control their finances well thats their own look out. If you want to get behing a real cause support a pay rise for British Forces who at the moment cant get mortgages because banks say they are not earning enough, disgraceful in my opinion

they expect everything for free or cheap, at the end of the day, as a professor said to me yesterday, they should be greatful because when they qualify, they'll be earning nearly double to what the average joe gets and living a good lifestyle

Greatful?? They've spent 3 or 4 years studying for a degree, it wasn't bloody handed to them on a plate.
o btw, I wanna know when I'll be living the cushty life? 4years worth of study, worked throughout, 12k in debt, yet I'm only earning about 14k in my current job. Students don't automatically get jobs. THERE ARNT ANY OUT THERE!! So then what happens?? Hundreds of thousnds of students not being able to pay their debt, then eventually the system will collpse allowing only the rich to go to uni. That sounds like a good idea doesn't it. Rich ruling the poor??

I know that's going to the extreme but what's going to happen when the Govt decides to sell the student loans compamy to privte debt companies who will demnd their money back. It has been rumoured. I hope you don't have kids Ben, because when your kids say they want to go to uni to be a lawyer or something, alwhat you gunna say to them?

Pruvate debt comapnies will still be bound by the legislation so they won't just be able to demand their money back

And where was this rumour.

Who says brheb sysme will collapse. Any government which didn't bail out the student loan company if it did hit problems would really be in it.

Sky News: "Son of Pink Floyd guitarist David Gilmour has apologised for climbing the Cenotaph during the student protests"

All in all, he's just another prick on the wall.

It was ONE person hanging from the British flag at the Cenotaph. Don't judge us all because of one idiots actions.

I hate threads like this. Another extreme view, the other extreme of the rioters view.

What would I rather be? 9k (AT LEAST, not including any maintainence loans needed because part-time jobs cannot cover all expenses of travelling/living, and most part-time jobs prove impractical for me because of my hours in uni and hours needed to complete coursework) in debt, or AT LEAST 24k in debt?

The rise in tuition fees is inproportionate. 3 times the current going rate? Bullshit.

A lot of students do pointless degrees with no or very little job prospects at the end of it. shoot them all

A lot of students do pointless degrees with no or very little job prospects at the end of it. shoot them all

Would you be able to give me a list of the degrees (or at least some), and the universities in which they are able to be taken?

I know in Glamorgan uni most, if not all of the degrees all have job prospects at the end of them.

It was ONE person hanging from the British flag at the Cenotaph. Don't judge us all because of one idiots actions.

Wrong - get your facts right.

Gilmour's son admitted he was hangng off the cenotaph; another "student" is being proseuted for damaging the cenotaph.

The rise in tuition fees is inproportionate. 3 times the current going rate? Bullshit.

Or maybe the present fee was under what it should have been, hmm?

To be fair, look at the march - plenty of "Socialist Worker" ( and there's irony...) banners. I suspect most of the scum aren't in fact students.

A lot of students do pointless degrees with no or very little job prospects at the end of it. shoot them all

Would you be able to give me a list of the degrees (or at least some), and the universities in which they are able to be taken?

I know in Glamorgan uni most, if not all of the degrees all have job prospects at the end of them.

Music tech, Media studies, drama, philosophy, communications, Paleontology, i could list more degrees with little job prospects for graduates but i have better things to do

It was ONE person hanging from the British flag at the Cenotaph. Don't judge us all because of one idiots actions.

Wrong - get your facts right.

Gilmour's son admitted he was hangng off the cenotaph; another "student" is being proseuted for damaging the cenotaph.

I said one person hanging from the British flag. I didn't know about the other "student", so apologize.

The rise in tuition fees is inproportionate. 3 times the current going rate? Bullshit.

Or maybe the present fee was under what it should have been, hmm?

How much do you want to charge people to get a good education at University?

To be fair, look at the march - plenty of "Socialist Worker" ( and there's irony...) banners. I suspect most of the scum aren't in fact students.

Of course a load of them aren't students. I suspect most of these are also part of the UAF or some other shitty group. But this is being brought down soley on students, when this doesn't represent all students? Just as all things. When quotes are being bought up such as "shoot them all" etc, it's as pathetic as the needless rioting. There is no problem with the protesting, however.

Music tech, Media studies, drama, philosophy, communications, Paleontology, i could list more degrees with little job prospects for graduates but i have better things to do

Compare that to all of the degrees that are useful and give good job prospects, and I don't see the problem with universities?

Music tech, Media studies, drama, philosophy, communications, Paleontology, i could list more degrees with little job prospects for graduates but i have better things to do

Compare that to all of the degrees that are useful and give good job prospects, and I don't see the problem with universities?

Half of the cnuts on here hate everything and everyone mate ,(even their fellow city fans) get on with ya homework it's time better spent