Young drivers car insurance - HELP!!

I'm looking to do my driving test in the next month and then I am going to purchase a car. The only problem is everywhere I look the insurance seems to be so expensive, so expensive that I cannot afford it. I am talking £4000 for a 1 litre engine car that was made in 2001!!!

I have heard of this black box which I am seriously considering getting installed to lower my premium. Does anyone have any quotes? Ideally I don't want to be paying more than £1.5k a year, even then I am pushing the boundary!

Any help would be really appreciated. Thank you!

I'm looking to do my driving test in the next month and then I am going to purchase a car. The only problem is everywhere I look the insurance seems to be so expensive, so expensive that I cannot afford it. I am talking £4000 for a 1 litre engine car that was made in 2001!!!

I have heard of this black box which I am seriously considering getting installed to lower my premium. Does anyone have any quotes? Ideally I don't want to be paying more than £1.5k a year, even then I am pushing the boundary!

Any help would be really appreciated. Thank you!

Get someone else like your parents to be the main driver

Evening fella, you're going to need to bite the bullet for at least the 1st 12 months, go for an insurance group vehicle 1 or 2 ideally, i think it might be aviva who are using the black box system, vest bet is to try as many comparison websites as possible and then a couple of local insurance brokers.

What you've got to remember is that the insurance company isn't just covering your car, they're covering you, so even if you're pootling along in a £500 cortina you can easily smash into a car worth £40-£50k and cost them a pretty packet!

Evening fella, you're going to need to bite the bullet for at least the 1st 12 months, go for an insurance group vehicle 1 or 2 ideally, i think it might be aviva who are using the black box system, vest bet is to try as many comparison websites as possible and then a couple of local insurance brokers.

What you've got to remember is that the insurance company isn't just covering your car, they're covering you, so even if you're pootling along in a £500 cortina you can easily smash into a car worth £40-£50k and cost them a pretty packet!

The cars I have been looking at are in group one and two though. I don't know but to me it sounds like the figures are probably just way off, to what they should be.

I've narrowed my search down to get either a VW Polo, Vauxhall Corsa or a Renault Clio. I've been quoted ridiculous sums for these of £4000.

I'm looking to do my driving test in the next month and then I am going to purchase a car. The only problem is everywhere I look the insurance seems to be so expensive, so expensive that I cannot afford it. I am talking £4000 for a 1 litre engine car that was made in 2001!!!

I have heard of this black box which I am seriously considering getting installed to lower my premium. Does anyone have any quotes? Ideally I don't want to be paying more than £1.5k a year, even then I am pushing the boundary!

Any help would be really appreciated. Thank you!

Get someone else like your parents to be the main driver

Wouldn't recommned that, its called fronting and is illegal. You may well get cheap cover this way, but if there's a claim, it'll be investigated by a loss adjuster appointed by the insurance company and they'll probably not pay out as you've tried to defraud them, as i say, bite the bullet for the 1st 12 months...

Evening fella, you're going to need to bite the bullet for at least the 1st 12 months, go for an insurance group vehicle 1 or 2 ideally, i think it might be aviva who are using the black box system, vest bet is to try as many comparison websites as possible and then a couple of local insurance brokers.

What you've got to remember is that the insurance company isn't just covering your car, they're covering you, so even if you're pootling along in a £500 cortina you can easily smash into a car worth £40-£50k and cost them a pretty packet!

Remember through that many price comparison websites are owned by a typical insurance company anyway so their own insurance quotes always come up cheapest when that may not be the case. For example I think its GoCompare which is owned by Admiral who also own Shelias wheels,elephant and many others which are under the same umbrellea

Evening fella, you're going to need to bite the bullet for at least the 1st 12 months, go for an insurance group vehicle 1 or 2 ideally, i think it might be aviva who are using the black box system, vest bet is to try as many comparison websites as possible and then a couple of local insurance brokers.

What you've got to remember is that the insurance company isn't just covering your car, they're covering you, so even if you're pootling along in a £500 cortina you can easily smash into a car worth £40-£50k and cost them a pretty packet!

Remember through that many price comparison websites are owned by a typical insurance company anyway so their own insurance quotes always come up cheapest when that may not be the case. For example I think its GoCompare which is owned by Admiral who also own Shelias wheels,elephant and many others which are under the same umbrellea

Thank you. You've both been very helpful, some of this has been driving me around the bend!

I've read in some places that my insurance premiums will be between £600 and £1000 a year and then £2000 - £4000 in other places.

take insurance out in your name,but put a parent on insurance....it will reduce costs...

Theres already enough 17-19 year old teens with massive tyres & exhaust to match the bass box while going about with three other zombies in the car playing space music thinking its cool in there x-reg 1.2 corsa going about towns. Buy a push bike ffs

i had same problem with my lads then i found co-op young drivers insurance. cheapest by mile and it fully comp. they fit a smartbox tracker to the car and it monitors every aspect of your driving. it scores you 1 to 5 and your premiums go down if yout driving improves every 3 months.

add your parents as it reduces cost. we played about with policy to get it cheaper.

Theres already enough 17-19 year old teens with massive tyres & exhaust to match the bass box while going about with three other zombies in the car playing space music thinking its cool in there x-reg 1.2 corsa going about towns. Buy a push bike ffs

Can't tell who is who any more, 1977/1948 sound the same now

Do you mind if I ask how much that was costing you with co-op?

Theres already enough 17-19 year old teens with massive tyres & exhaust to match the bass box while going about with three other zombies in the car playing space music thinking its cool in there x-reg 1.2 corsa going about towns. Buy a push bike ffs

Can't tell who is who any more, 1977/1948 sound the same now

The oldman will have you down with his stick if your not carefull

my first years driving cost me 2.2k

1800 fully comp on a 1999 1.4 golf s. £500 deposit then rest over 10 months. any other info you want just ask.

we had quotes up to 6000 for smaller cars elsewhere. its criminal.

1800 fully comp on a 1999 1.4 golf s. £500 deposit then rest over 10 months. any other info you want just ask.

we had quotes up to 6000 for smaller cars elsewhere. its criminal.

That doesn't sound too bad. I'm looking at a Volkswagen Polo preferably, 1 litre engine, 2001 or 2002 model. I will have to see what co-op quote me.

Thank you!

my first years driving cost me 2.2k

How many old people did you mug during dark nights in your hoody to make that kind of money

I love it how young drivers whinge about the cost of insurance. They are not picking on you, they simply charge what the risk is. So the answer to high prices is STOP DRIVING LIKE ARSEHOLES!!! and the cost will come down.

Personally if I had my way I'd up the driving age for boys to 21. They are no where near mature enough at 17. At that age they are out playing with their toys, that's why they stick those noisy exhausts on the cars so they can go Brooommm.... Broommmm... everywhere.

As suggested best bet is to take insurance out in own name. Put down parents too as that help too. Without stand alone ins in your name you dont build up no claims! We had same problem with my sons corsa 3 years ago. Was 2200 by 3rd year 600. However my nephew got black box fitted and got ins for1200. Try admiral i think my son is elephant but theyre all part of same group. Hope that helps

As suggested best bet is to take insurance out in own name. Put down parents too as that help too. Without stand alone ins in your name you dont build up no claims! We had same problem with my sons corsa 3 years ago. Was 2200 by 3rd year 600. However my nephew got black box fitted and got ins for1200. Try admiral i think my son is elephant but theyre all part of same group. Hope that helps

I love it how young drivers whinge about the cost of insurance. They are not picking on you, they simply charge what the risk is. So the answer to high prices is STOP DRIVING LIKE ARSEHOLES!!! and the cost will come down.

Personally if I had my way I'd up the driving age for boys to 21. They are no where near mature enough at 17. At that age they are out playing with their toys, that's why they stick those noisy exhausts on the cars so they can go Brooommm.... Broommmm... everywhere.

I'm going to tell you what pisses me off with comments like this. You're just being a stereotype and comparing the minority of people like me who just want a car to get around, to make life easier compared to the dick heads who like you said "drive like arseholes"

If I were you I'd get a parent to be the main driver and get yourself on the policy as a named driver. As long as your parent drives the car every now and again I don't see any reason not to. Then if you're in an accident, you're the driver so it shouldn't effect their no claims. I did it 10 years ago and I had a 1997 106 insured for about £800, third party fire and theft. As the main driver I was looking in excess of £1500. Unfortunately young male drivers are deemed to be the most risky so the insurance is higher. I can see why though, I crashed 3 times in my first couple of years!

my first years driving cost me 2.2k

How many old people did you mug during dark nights in your hoody to make that kind of money

none, I have a job!

If I were you I'd get a parent to be the main driver and get yourself on the policy as a named driver. As long as your parent drives the car every now and again I don't see any reason not to. Then if you're in an accident, you're the driver so it shouldn't effect their no claims. I did it 10 years ago and I had a 1997 106 insured for about £800, third party fire and theft. As the main driver I was looking in excess of £1500. Unfortunately young male drivers are deemed to be the most risky so the insurance is higher. I can see why though, I crashed 3 times in my first couple of years!

can't do that anymore matey, they've cracked down on it

best just to bite the bullet, get your own insurance and build your no claims up and it will get lower each year

my first years driving cost me 2.2k

How many old people did you mug during dark nights in your hoody to make that kind of money

none, I have a job!

Drug dealer then?

I love it how young drivers whinge about the cost of insurance. They are not picking on you, they simply charge what the risk is. So the answer to high prices is STOP DRIVING LIKE ARSEHOLES!!! and the cost will come down.

Personally if I had my way I'd up the driving age for boys to 21. They are no where near mature enough at 17. At that age they are out playing with their toys, that's why they stick those noisy exhausts on the cars so they can go Brooommm.... Broommmm... everywhere.

I'm going to tell you what pisses me off with comments like this. You're just being a stereotype and comparing the minority of people like me who just want a car to get around, to make life easier compared to the dick heads who like you said "drive like arseholes"

Spot on. I need to drive to work. At the moment I'm having lifts, but there's only so many lifts you can get. I've done my theory but I can't afford the insurance to go with a car. Not all 17 year olds drive like lunatics

I don't know if this helps but back in the 80's when I was starting out.... but people bought the lowest possible group car. I don't know what that would be today maybe on of those cars that the front opens up, and it does about 20mph flat out. Basically you'd just buy the number plate and scrap the car. You'd insure that for one or two years and that would build up your no claims until you bought a car you were actually going to drive. It just means you can't have a car until you are 18.

I remember it because one type of car was very popular for this (can't remember which one) and even falling apart ready for scrap, no chance of a MOT etc, they were going for good money because lads were after them to insure for a year.

I'm looking to do my driving test in the next month and then I am going to purchase a car. The only problem is everywhere I look the insurance seems to be so expensive, so expensive that I cannot afford it. I am talking £4000 for a 1 litre engine car that was made in 2001!!!

I have heard of this black box which I am seriously considering getting installed to lower my premium. Does anyone have any quotes? Ideally I don't want to be paying more than £1.5k a year, even then I am pushing the boundary!

Any help would be really appreciated. Thank you!

Get someone else like your parents to be the main driver

As a former disgraced councillor you should know better than to suggest an illegal activity such as fronting to a young driver looking to get insured.

Evening fella, you're going to need to bite the bullet for at least the 1st 12 months, go for an insurance group vehicle 1 or 2 ideally, i think it might be aviva who are using the black box system, vest bet is to try as many comparison websites as possible and then a couple of local insurance brokers.

What you've got to remember is that the insurance company isn't just covering your car, they're covering you, so even if you're pootling along in a £500 cortina you can easily smash into a car worth £40-£50k and cost them a pretty packet!

Remember through that many price comparison websites are owned by a typical insurance company anyway so their own insurance quotes always come up cheapest when that may not be the case. For example I think its GoCompare which is owned by Admiral who also own Shelias wheels,elephant and many others which are under the same umbrellea

Well never knew that! Thought they were independent! Glad never used that particular one out of protest for them annoying adverts that made me want to go in two footed on my tv evrytime it came on!!

my first years driving cost me 2.2k

How many old people did you mug during dark nights in your hoody to make that kind of money

none, I have a job!

Ben and his stories like the time he took a girl to Custom House and paid £180!!! yet as its my local even I couldn't make out what the hell he must have ordered!!!!