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Re: Benefits street

Wed Jan 15, 2014 8:05 pm

A few years ago you needed uni, but in this day and age uni can very often be a bad thing. Im 25 and ive seen alot of my pals waste 4-5 years of their life studying all for some one to tell them that they have not got enough working experience for the job role. Then the usual employers such as supermarkets or call centres wont employ them as they are over qualified for the job role, with £10,000 debt on top of that id say that uni is often not as good as what people think it is.

Re: Benefits street

Wed Jan 15, 2014 8:05 pm

A few years ago you needed uni, but in this day and age uni can very often be a bad thing. Im 25 and ive seen alot of my pals waste 4-5 years of their life studying all for some one to tell them that they have not got enough working experience for the job role. Then the usual employers such as supermarkets or call centres wont employ them as they are over qualified for the job role, with £10,000 debt on top of that id say that uni is often not as good as what people think it is.

Re: Benefits street

Wed Jan 15, 2014 8:10 pm

The amount of Uni-leavers who think they are entilied to a £50k per year job because they have a degree is incredible believe me.

Re: Benefits street

Wed Jan 15, 2014 8:12 pm

JB39. wrote:
OhhhGa wrote:The point is that 'half your income' doesn't go to the lazy and exploitive people you mention. The fact is that only 3% of the welfare budget is spent on the unemployed, and only 0.7% is lost to benefit cheats. This is wrong obviously but it has been wildly over exaggerated by programmes such as this and the tabloid press. It is in no way an immediate concern.


Wrong. 5.6% goes to unemployment and 3% is spent on benefit cheats or alleged benefit cheats i.e. people who dont need it according to figures.

3% of £112bn and its not an immediate concern? :lol:

I despair. No wonder this country got in such a mess in the first place. Credit cards, pay day loans etc. when will people learn?

Buy what you can afford is what my dad always told me. If you cant afford it then wait until you can.

£3.6bn being spent on those that dont need it is a disgrace. No wonder areas in the UK are being neglected when money like that is just being thrown on lazy people.


No I don't believe it is an immediate concern. It is wrong of course, it is, unjust, but from a financial perspective it is not an immediate concern.

Money lost due to benefit fraud 2011/12 - £2 Billion.

Money lost due to tax avoidance and evasion 2011/12 - £32 Billion.

Source: DWP and HMRC

Re: Benefits street

Wed Jan 15, 2014 8:15 pm

I was one of those single mothers. I went to uni and got first class honours in physics. I trained as a science teacher but teaching was not for me. There arent any other jobs my degree qualifies me for. Im now working as a carer same as before i went to uni. Uni was a waste of time and taxpayers money. Just sayin. The real issue for lazy people who wont work is low wages. Raise wages and they will want to work. There isnt much difference between life on benefits and life on minimum wage financially. When minimum wage came in 17 years ago (thankyou labour) my pay nearly doubled overnight from £3.25 to £5. Now its £6.18. Just over a pound rise is 17 years! Its disgusting.

Re: Benefits street

Wed Jan 15, 2014 8:21 pm

Mel86 wrote:I was one of those single mothers. I went to uni and got first class honours in physics. I trained as a science teacher but teaching was not for me. There arent any other jobs my degree qualifies me for. Im now working as a carer same as before i went to uni. Uni was a waste of time and taxpayers money. Just sayin. The real issue for lazy people who wont work is low wages. Raise wages and they will want to work. There isnt much difference between life on benefits and life on minimum wage financially. When minimum wage came in 17 years ago (thankyou labour) my pay nearly doubled overnight from £3.25 to £5. Now its £6.18. Just over a pound rise is 17 years! Its disgusting.


Maybe you should have thought about that before you done your teacher training and wasted taxpayers money FFS!!! and then you have the ordasity to complain about not getting paid enough on minimum wage!!! Ever thought it might just be Karma FFS!!!! :lol:

Re: Benefits street

Wed Jan 15, 2014 8:24 pm

OhhhGa wrote:
JB39. wrote:
OhhhGa wrote:The point is that 'half your income' doesn't go to the lazy and exploitive people you mention. The fact is that only 3% of the welfare budget is spent on the unemployed, and only 0.7% is lost to benefit cheats. This is wrong obviously but it has been wildly over exaggerated by programmes such as this and the tabloid press. It is in no way an immediate concern.


Wrong. 5.6% goes to unemployment and 3% is spent on benefit cheats or alleged benefit cheats i.e. people who dont need it according to figures.

3% of £112bn and its not an immediate concern? :lol:

I despair. No wonder this country got in such a mess in the first place. Credit cards, pay day loans etc. when will people learn?

Buy what you can afford is what my dad always told me. If you cant afford it then wait until you can.

£3.6bn being spent on those that dont need it is a disgrace. No wonder areas in the UK are being neglected when money like that is just being thrown on lazy people.


No I don't believe it is an immediate concern. It is wrong of course, it is, unjust, but from a financial perspective it is not an immediate concern.

Money lost due to benefit fraud 2011/12 - £2 Billion.

Money lost due to tax avoidance and evasion 2011/12 - £32 Billion.

Source: DWP and HMRC


Complete bollox

Re: Benefits street

Wed Jan 15, 2014 8:26 pm

OhhhGa wrote:
JB39. wrote:
OhhhGa wrote:The point is that 'half your income' doesn't go to the lazy and exploitive people you mention. The fact is that only 3% of the welfare budget is spent on the unemployed, and only 0.7% is lost to benefit cheats. This is wrong obviously but it has been wildly over exaggerated by programmes such as this and the tabloid press. It is in no way an immediate concern.


Wrong. 5.6% goes to unemployment and 3% is spent on benefit cheats or alleged benefit cheats i.e. people who dont need it according to figures.

3% of £112bn and its not an immediate concern? :lol:

I despair. No wonder this country got in such a mess in the first place. Credit cards, pay day loans etc. when will people learn?

Buy what you can afford is what my dad always told me. If you cant afford it then wait until you can.

£3.6bn being spent on those that dont need it is a disgrace. No wonder areas in the UK are being neglected when money like that is just being thrown on lazy people.


No I don't believe it is an immediate concern. It is wrong of course, it is, unjust, but from a financial perspective it is not an immediate concern.

Money lost due to benefit fraud 2011/12 - £2 Billion.

Money lost due to tax avoidance and evasion 2011/12 - £32 Billion.

Source: DWP and HMRC


Link please

Re: Benefits street

Wed Jan 15, 2014 8:27 pm

Military Junta wrote:
OhhhGa wrote:
JB39. wrote:
OhhhGa wrote:The point is that 'half your income' doesn't go to the lazy and exploitive people you mention. The fact is that only 3% of the welfare budget is spent on the unemployed, and only 0.7% is lost to benefit cheats. This is wrong obviously but it has been wildly over exaggerated by programmes such as this and the tabloid press. It is in no way an immediate concern.


Wrong. 5.6% goes to unemployment and 3% is spent on benefit cheats or alleged benefit cheats i.e. people who dont need it according to figures.

3% of £112bn and its not an immediate concern? :lol:

I despair. No wonder this country got in such a mess in the first place. Credit cards, pay day loans etc. when will people learn?

Buy what you can afford is what my dad always told me. If you cant afford it then wait until you can.

£3.6bn being spent on those that dont need it is a disgrace. No wonder areas in the UK are being neglected when money like that is just being thrown on lazy people.


No I don't believe it is an immediate concern. It is wrong of course, it is, unjust, but from a financial perspective it is not an immediate concern.

Money lost due to benefit fraud 2011/12 - £2 Billion.

Money lost due to tax avoidance and evasion 2011/12 - £32 Billion.

Source: DWP and HMRC


Complete bollox


Feel free to contact HMRC. The actual amount lost is believed to be much higher.

Re: Benefits street

Wed Jan 15, 2014 8:30 pm

Adam there are numerous links and articles on the subject. Exact figures are disputed however the facts are tax evasion costs many, many, times more than benefit fraud. This is indisputable.

Re: Benefits street

Wed Jan 15, 2014 8:31 pm

Military Junta wrote:The amount of Uni-leavers who think they are entilied to a £50k per year job because they have a degree is incredible believe me.


Some just go to uni for the sake of it though Brownie. I've gone because I know the profession I wish to enter which requires postgraduate qualifications and on the job training as well. Plus I knew the pay I'd be on when I signed up because of the pay scale.

I wouldn't myself go to university to do a degree that isn't a science or engineering and without a plan of what I wanted to do. I would have just worked my way up. I've also avoided overdrafts and so on etc.

I think university should require a plan of action or sponsorship really with a company saying we'll subsidise xyz percent and on completion of their degree they get work with us on a temporary basis to see how it goes. If its the public sector then sponsorship with the government.

I think the current system of 'in and out' is ridiculous. Plenty signing up to degrees with no exams and on the lash every night. The government should close most universities, regulate courses and invest more in those areas. The rest should then be invested in on the job training/apprenticeship schemes.

Re: Benefits street

Wed Jan 15, 2014 8:33 pm

OhhhGa wrote:Adam there are numerous links and articles on the subject. Exact figures are disputed however the facts are tax evasion costs many, many, times more than benefit fraud. This is indisputable.


True. However, to justify one by saying the other is higher is ridiculous. They're both separate issues that need to be tackled differently. You go at big companies who've earned this money full pelt and they sell up and leave or outsource for cheaper labour and cheaper overheads etc. Been going through it all at university myself. Plenty of data centre's moving across Europe to store servers because of the rates in London etc. Easier to move over there and pay less whilst still charging the same amount. All done over the internet so its an easy business model to keep.

Re: Benefits street

Wed Jan 15, 2014 8:37 pm

JB39. wrote:
OhhhGa wrote:Adam there are numerous links and articles on the subject. Exact figures are disputed however the facts are tax evasion costs many, many, times more than benefit fraud. This is indisputable.


True. However, to justify one by saying the other is higher is ridiculous. They're both separate issues that need to be tackled differently. You go at big companies who've earned this money full pelt and they sell up and leave or outsource for cheaper labour and cheaper overheads etc. Been going through it all at university myself. Plenty of data centre's moving across Europe to store servers because of the rates in London etc. Easier to move over there and pay less whilst still charging the same amount. All done over the internet so its an easy business model to keep.


I'm not disputing the illegalities of either. Both are wrong and both need tackling obviously. However, there is a disproportionate amount of coverage for these extreme, minority, benefit cases. It turns working people against each other, and lets the people at the top (who are depriving the treasury of the most) off the hook. The financial facts are clear as day and it's totally wrong.

Re: Benefits street

Wed Jan 15, 2014 8:39 pm

OhhhGa wrote:Adam there are numerous links and articles on the subject. Exact figures are disputed however the facts are tax evasion costs many, many, times more than benefit fraud. This is indisputable.


You missed a key word out to try and get your comment some substance and that word is estimated!!!

The bottom line is that much of the un-recoverable monies is offshore but that isn't illegal now matter how much people don't like it. There is nothing stopping anyone from banking offshore and creating offshore avenues of income which then HMRC is unable to collect tax from. It seems that the people who pick up on this kind of propaganda are jealous individuals who got nothing else to do than support Labour. lol

Re: Benefits street

Wed Jan 15, 2014 8:43 pm

Military Junta wrote:
OhhhGa wrote:Adam there are numerous links and articles on the subject. Exact figures are disputed however the facts are tax evasion costs many, many, times more than benefit fraud. This is indisputable.


You missed a key word out to try and get your comment some substance and that word is estimated!!!

The bottom line is that much of the un-recoverable monies is offshore but that isn't illegal now matter how much people don't like it. There is nothing stopping anyone from banking offshore and creating offshore avenues of income which then HMRC is unable to collect tax from. It seems that the people who pick up on this kind of propaganda are jealous individuals who got nothing else to do than support Labour. lol


It's a fact, Adam. Tax avoidance and evasion costs many, many, times more than benefit fraud.

Facts aren't propaganda, I'm not jealous (very odd argument) and I'm not a Labour supporter.

Re: Benefits street

Wed Jan 15, 2014 8:50 pm

OhhhGa wrote:
Military Junta wrote:
OhhhGa wrote:Adam there are numerous links and articles on the subject. Exact figures are disputed however the facts are tax evasion costs many, many, times more than benefit fraud. This is indisputable.


You missed a key word out to try and get your comment some substance and that word is estimated!!!

The bottom line is that much of the un-recoverable monies is offshore but that isn't illegal now matter how much people don't like it. There is nothing stopping anyone from banking offshore and creating offshore avenues of income which then HMRC is unable to collect tax from. It seems that the people who pick up on this kind of propaganda are jealous individuals who got nothing else to do than support Labour. lol


It's a fact, Adam. Tax avoidance and evasion costs many, many, times more than benefit fraud.

Facts aren't propaganda, I'm not jealous (very odd argument) and I'm not a Labour supporter.


No its not because if you earn monies from offshore e.g another country you would still have to pay tax of that said country so you aren't avioding it just the country were its coming from has a lower rate than the UK so whats wrong with that if its legal..? Surely its just the downfall of having higher tax brackets in the UK which has come down under this government

Re: Benefits street

Wed Jan 15, 2014 8:59 pm

@militaryjunta, i dont think teaching is for anybody these days as folk are deserting the profession in droves. Would you rather i had stayed on and been a mediocre teacher failing our kids like so many i met? Now i work 50 hours a week as a carer but its a walk in the park compared to when i was teaching. I keep hearing we need science graduates but i have a top physics degree and i have never been able to find any relevant jobs.

Re: Benefits street

Wed Jan 15, 2014 9:02 pm

Mel86 wrote:@militaryjunta, i dont think teaching is for anybody these days as folk are deserting the profession in droves. Would you rather i had stayed on and been a mediocre teacher failing our kids like so many i met? Now i work 50 hours a week as a carer but its a walk in the park compared to when i was teaching. I keep hearing we need science graduates but i have a top physics degree and i have never been able to find any relevant jobs.


move for work then..? certain jobs aren't in wales so why dont you move if you really want to explore that field

Re: Benefits street

Wed Jan 15, 2014 9:03 pm

Mel86 wrote:@militaryjunta, i dont think teaching is for anybody these days as folk are deserting the profession in droves. Would you rather i had stayed on and been a mediocre teacher failing our kids like so many i met? Now i work 50 hours a week as a carer but its a walk in the park compared to when i was teaching. I keep hearing we need science graduates but i have a top physics degree and i have never been able to find any relevant jobs.


Mel, did you do teach first or a PGCE may I ask? :ayatollah: :ayatollah: :ayatollah:

Re: Benefits street

Wed Jan 15, 2014 9:14 pm

Pac Man wrote:People aren't allowed a tv a fag or a drink,what they spend their benefit on is nothing to do with you denzil.can't believe you said their not allowed a tv.Your deep enough now stop digging.

Its not the tv.its the plasms 42inch the 40 fags a day the 20 cans.and then the moaning about low benefits and cuts.im not digging you are fella.wake up and smell the coffee.these people are taking us for mugs and you cant see it.

Re: Benefits street

Wed Jan 15, 2014 10:04 pm

So then does white dee own a bra?

Re: Benefits street

Wed Jan 15, 2014 10:05 pm

CCMB particularly boring this evening? No racist rascals to rib?

It appears that the flock of brain dead morons has landed here spouting their socialist claptrap. A life is for living not worrying about how much richer someone else is, it's your life enjoy it as you only get one.

:old:

Re: Benefits street

Wed Jan 15, 2014 10:12 pm

Keep Cardiff Blue, feck the reds.

Re: Benefits street

Thu Jan 16, 2014 12:00 am

Bunch of lazy bastards.

Re: Benefits street

Thu Jan 16, 2014 11:09 am

Military Junta wrote:There's something not right with Ed Miliband.

There were rumours that he was bent and then he wouldn't put his own name against his childrens birth certificates until Labour party applied pressure on him to do it.


I agree with you trees something not right. He is not a leader for starters.

Re: Benefits street

Thu Jan 16, 2014 2:24 pm

By far the biggest scroungers off the welfare state are employers not the unemployed, so called champions of free market economics who rely on the state through tax credits to subsidise the low wage economy. Unfortunately, the Daily Mail or even publications like the Telegraph will not tell you this, preferring to pedal a myth that it is the unemployed who account for the largest chunk of the welfare bill when in reality it is just a fraction compared to how employers benefit.

Re: Benefits street

Thu Jan 16, 2014 3:48 pm

Bluebird since 1948 wrote:Can't believe we have so many fuckwits (That's the word for them) who are still labour votes. I was a labour voter, my whole life until Tony Blair. From 1997 until 2010 we endured the worst government we will ever have and all this comes at a time when during the early 00s we had one of the best economies in the world, jobs galore, enough jobs to justify letting in a few immigrants in to fill the posts. But what did Blair and Brown do? Let in half of Europe and swelled the public sector and started two wars. For that I will never forgive them.

That party should never be forgiven and to hear Milliband and Balls talk they will make the same mistakes and f**k this country up again. Cameron is putting the great back into Britain and is doing a fantastic job. It makes no sense to vote for any other party than the Conservatives unless your a workshy shithouse.


Fully agree on the labour shysters. However, disagree on the liberal tories. All three parties are complicit in Britain's decline.
All three parties have tide us up in knots to one the most corrupted and anti democratic EU. In a nutshell - they have signed away our democracy. I will not support that. As a patriot I refuse to recognise the EU flag. If there was any justice all those complicit in this act of treason should be hanging from a lamp post. Vote UKIP if you want to get our democracy back.

Re: Benefits street

Thu Jan 16, 2014 4:06 pm

greeno13 wrote:By far the biggest scroungers off the welfare state are employers not the unemployed, so called champions of free market economics who rely on the state through tax credits to subsidise the low wage economy. Unfortunately, the Daily Mail or even publications like the Telegraph will not tell you this, preferring to pedal a myth that it is the unemployed who account for the largest chunk of the welfare bill when in reality it is just a fraction compared to how employers benefit.


Good post but you'll now be branded a lefty.The whole program is a set-up but it was good enough to get loads of bites. :lol:

Re: Benefits street

Thu Jan 16, 2014 4:12 pm

greeno13 wrote:By far the biggest scroungers off the welfare state are employers not the unemployed, so called champions of free market economics who rely on the state through tax credits to subsidise the low wage economy. Unfortunately, the Daily Mail or even publications like the Telegraph will not tell you this, preferring to pedal a myth that it is the unemployed who account for the largest chunk of the welfare bill when in reality it is just a fraction compared to how employers benefit.


You clearly have never run a business and have no idea what it takes.

Lawsuits thrown left right and centre over complete bullshit claims led by the crooked unions, backing workers that are basically untouchable. The company pays out thousands on legal cases, the employee gets it paid for by the state.

Try paying corporation tax.

It works both ways. Your prejudice is just as bad as thinking everyone on benefits is a scrounger.

If it wasn't for small businesses you wouldn't have a job.

Guess that is what a lefty does though isn't it?? Create a class war between people when there isn't one and label one side 'evil'. The majority of business owners are decent people, who have been successful, which obviously leads to the bitter left criticising and punishing them until they are in a gutter.

What a great message to send our young. Don't bother trying hard in school and education, the people who don't do well will just claim you are bringing society down with your success and do everything possible to make everyone 'equal', regardless of effort.

BTW how much tax do you contribute to the economy?. Go on tell me. Then I'll draw up any decent small business and compare them :thumbup: Lets see who 'contributes' more.

Re: Benefits street

Thu Jan 16, 2014 4:41 pm

Willy-Wonka wrote:
greeno13 wrote:By far the biggest scroungers off the welfare state are employers not the unemployed, so called champions of free market economics who rely on the state through tax credits to subsidise the low wage economy. Unfortunately, the Daily Mail or even publications like the Telegraph will not tell you this, preferring to pedal a myth that it is the unemployed who account for the largest chunk of the welfare bill when in reality it is just a fraction compared to how employers benefit.


You clearly have never run a business and have no idea what it takes.

Lawsuits thrown left right and centre over complete bullshit claims led by the crooked unions, backing workers that are basically untouchable. The company pays out thousands on legal cases, the employee gets it paid for by the state.

Try paying corporation tax.

It works both ways. Your prejudice is just as bad as thinking everyone on benefits is a scrounger.

If it wasn't for small businesses you wouldn't have a job.

Guess that is what a lefty does though isn't it?? Create a class war between people when there isn't one and label one side 'evil'. The majority of business owners are decent people, who have been successful, which obviously leads to the bitter left criticising and punishing them until they are in a gutter.

What a great message to send our young. Don't bother trying hard in school and education, the people who don't do well will just claim you are bringing society down with your success and do everything possible to make everyone 'equal', regardless of effort.

BTW how much tax do you contribute to the economy?. Go on tell me. Then I'll draw up any decent small business and compare them :thumbup: Lets see who 'contributes' more.




I think you have misrepresented what I have tried to say, making it somewhat personal and used it to defend small businesses, which I wasn't trying to attack any way. Large corporations are the main beneficiary of using tax breaks to subsidise poor wages, although it is true that all business has a bigger net gain from the welfare state than the unemployed. What I was trying to say in a nutshell was surely it is contradictory that the champions of neo-liberal economics, (large corporations, MNC's etc), who believe in wages and everything else for that matter being determined by the market, are in fact more than happy to use the state to increase their employees income. I can see the point of tax credits for employees who work for a small business who might not be able to afford increased wages, but the likes of Asda etc are using tax credits and the benevolence of the state in order to depress wages that they could easily afford to pay their employees.