“ THE LATEST CARDIFF CITY ACCOUNTS “

Why would Mr Tan need to borrow money if he has his amount of wealth?
EFL and HMRC need to look deeper in money laundering at all clubs as what other reason would a billionaire need to borrow money off a millionaire ?
Genuine question.

Tans wasted all the money himself and all the money we’ve received. He decided on a Despicable Rebrand, he decided we keep changing 12 managers / 6 CEO’S / Tan has had court case after court case losing and costing us £millions upon £millions . Even his side kick Dalman said Tan decides everything and had All the final decisions, yet Wez still sticks up for Tan, you could not make it up . Our club is suffering through Tan and his Regime

Wez, The picture is Tan has run our club for over 13 yrs and we are NO better off, worse on and off the pitch, despite promise after promise of a debt free club and now borrowing of other people , so yes you 100% are sticking up for him, without a doubt.

Rebrand / Court Case after Court Case / 12 Managers / 6 CEO’S / last 3 seasons battling at the bottom of the Championship, 4th from bottom now, endless clueless / inexperienced managers and as Tans Sidekick says , Tan makes and decides All decisions.

Wez, The picture is Tan has run our club for over 13 yrs and we are NO better off, worse on and off the pitch, despite promise after promise of a debt free club and now borrowing of other people , so yes you 100% are sticking up for him, without a doubt.

Rebrand / Court Case after Court Case / 12 Managers / 6 CEO’S / last 3 seasons battling at the bottom of the Championship, 4th from bottom now, endless clueless / inexperienced managers and as Tans Sidekick says , Tan makes and decides All decisions.

Most susscesful owner in my lifetime .

Wez, The picture is Tan has run our club for over 13 yrs and we are NO better off, worse on and off the pitch, despite promise after promise of a debt free club and now borrowing of other people , so yes you 100% are sticking up for him, without a doubt.

Rebrand / Court Case after Court Case / 12 Managers / 6 CEO’S / last 3 seasons battling at the bottom of the Championship, 4th from bottom now, endless clueless / inexperienced managers and as Tans Sidekick says , Tan makes and decides All decisions.

Most susscesful owner in my lifetime .

Followed by 2 relegations and struggling year after year and took our identity away.
Please put what you said on FB.

Wez, Not interested in other clubs, they never had a despicable rebrand that divided our fans and took out the soul of our club and a Regime who seem to love court cases but virtually lose everyone costing us £millions and an owner who has been employing inexperienced manager after manager etc etc

Wez, Not interested in other clubs, they never had a despicable rebrand that divided our fans and took out the soul of our club and a Regime who seem to love court cases but virtually lose everyone costing us £millions and an owner who has been employing inexperienced manager after manager etc etc

Your living in the past mate ,rebrand over 10 years ago now been back in Blue and in the premiership since

Wez, Not interested in other clubs, they never had a despicable rebrand that divided our fans and took out the soul of our club and a Regime who seem to love court cases but virtually lose everyone costing us £millions and an owner who has been employing inexperienced manager after manager etc etc

Your living in the past mate ,rebrand over 10 years ago now been back in Blue and in the premiership since

Wez, Not living in the past as he’s still here The Dictator and you are the only one who loves and fights Emperor Tans corner. Just remember he put us in this debt, 1,000% all him

Tan is responsible totally.

Your love for Tan blinds you from the truth.

So Tans biggest Fan , Wez, Answer have we gone forward under Tan?

And where are we today on and off the pitch?

Why would Mr Tan need to borrow money if he has his amount of wealth?
EFL and HMRC need to look deeper in money laundering at all clubs as what other reason would a billionaire need to borrow money off a millionaire ?
Genuine question.

Wez,

Tans biggest fan will answer.

Wez, the stadium was built before Tan arrived On the pitch we are worse off a fact and our debt is bigger, unbelievable, I give up, you really do
Love Tan beyond. I give up totally on you. Very sad. As they say love is blind

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Wez, the stadium was built before Tan arrived On the pitch we are worse off a fact and our debt is bigger, unbelievable, I give up, you really do
Love Tan beyond. I give up totally on you. Very sad. As they say love is blind

. Zzzzzzzzz , it's boring now annis , your stuck with Tan untill someone stumps up the money he wants , all the crying and shouting from the rooftops you do isn't going to change that is it ? .

Wez, the stadium was built before Tan arrived On the pitch we are worse off a fact and our debt is bigger, unbelievable, I give up, you really do
Love Tan beyond. I give up totally on you. Very sad. As they say love is blind

Stadium might have been built but it wasn't paid for, remember the winding up orders from contractors hmmmm .

Wez, the stadium was built before Tan arrived On the pitch we are worse off a fact and our debt is bigger, unbelievable, I give up, you really do
Love Tan beyond. I give up totally on you. Very sad. As they say love is blind

. Zzzzzzzzz , it's boring now annis , your stuck with Tan untill someone stumps up the money he wants , all the crying and shouting from the rooftops you do isn't going to change that is it ? .

AND GUESS WHAT WEZ HAS STARTED TWO MORE TAN DEBATES ON THE FORUM FURTHER DOWN / YOU COULD NOT MAKE IT UP





Wez.

It’s boring to you because you hate the truth about Tan and the facts .

You once again started the Tan debate , funny you never rushed to put the accounts out.


The Accounts:

The club made a £29 million loss while finishing 18th in the Championship?


£29m loss to May 2022, up from about £12m the previous year.


After virtually spending no money and selling Kieffer Moore


£24.4 million loan at nine per cent from an unnamed party - that’s nearly £50 million we owe at nine per cent to people who aren’t Vincent Tan???





£50 million at 9% is beyond interest that’s going out of the club and not what everyone said that the debt was all Tans personal debt.

Wez, the stadium was built before Tan arrived On the pitch we are worse off a fact and our debt is bigger, unbelievable, I give up, you really do
Love Tan beyond. I give up totally on you. Very sad. As they say love is blind

Stadium might have been built but it wasn't paid for, remember the winding up orders from contractors hmmmm .

Funny though it was nearly all paid for, but our debts are now three times worse, so we are way worse off.

Still arguing for Tan I see

All i can say is although Tan does seem to partly inject money and move to shares or debt to equity. It seems the running of the club isn't being carried out in way we can move forward. It seems to me the problem of loaning and paying back money atn9% is just adding to the clubs long term debts.
Bargain basement players reduced money to the directors and cuts all round and its still not sustainable. The only way i see it is either Tan sells and that could make things worse or he brings other parties in to bring in more investment. If he stays on an keeps it running as it is the bubble will go pop for us. League 1 would be a disaster for us but with no investment its going to be the same situation next year hanging on by a thread in every department which cant keep happening because that thread will break.
Thats my own view on it

All i can say is although Tan does seem to partly inject money and move to shares or debt to equity. It seems the running of the club isn't being carried out in way we can move forward. It seems to me the problem of loaning and paying back money atn9% is just adding to the clubs long term debts.
Bargain basement players reduced money to the directors and cuts all round and its still not sustainable. The only way i see it is either Tan sells and that could make things worse or he brings other parties in to bring in more investment. If he stays on an keeps it running as it is the bubble will go pop for us. League 1 would be a disaster for us but with no investment its going to be the same situation next year hanging on by a thread in every department which cant keep happening because that thread will break.
Thats my own view on it

Not sure the 9% ever gets paid as it gets written off or converted , a debt of 130 million should be well over 10m a year in interest payments but only 2 million is shown on the accounts as all interest payments last year .

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All i can say is although Tan does seem to partly inject money and move to shares or debt to equity. It seems the running of the club isn't being carried out in way we can move forward. It seems to me the problem of loaning and paying back money atn9% is just adding to the clubs long term debts.
Bargain basement players reduced money to the directors and cuts all round and its still not sustainable. The only way i see it is either Tan sells and that could make things worse or he brings other parties in to bring in more investment. If he stays on an keeps it running as it is the bubble will go pop for us. League 1 would be a disaster for us but with no investment its going to be the same situation next year hanging on by a thread in every department which cant keep happening because that thread will break.
Thats my own view on it

Not sure the 9% ever gets paid as it gets written off or converted , a debt of 130 million should be well over 10m a year in interest payments but only 2 million is shown on the accounts as all interest payments last year .

That’s right your not sure Wez.


Well I can tell you now, a lot overheads / expenses never get shown to us as they don’t have to be totally detailed or individualised .


Fair play you are the first and only fan I have ever met to say this:
Still cannot believe you said under Tan we are improving and are better of on and off the pitch than before Tan arrived

Our league position is worse, squad worth less , the debt is treble and guess what the debt is not all owed to Tan as many have been saying , £50 mill to Other debtors including Tans right hand man Dalman at 9%.

Every season nowadays we are struggling near the bottom of the Championship.


Club not debt free as promised many years ago.

More court cases to come and Tan has now been in total control for over 13 years, we should of been debt free by now as promised.

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All i can say is although Tan does seem to partly inject money and move to shares or debt to equity. It seems the running of the club isn't being carried out in way we can move forward. It seems to me the problem of loaning and paying back money atn9% is just adding to the clubs long term debts.
Bargain basement players reduced money to the directors and cuts all round and its still not sustainable. The only way i see it is either Tan sells and that could make things worse or he brings other parties in to bring in more investment. If he stays on an keeps it running as it is the bubble will go pop for us. League 1 would be a disaster for us but with no investment its going to be the same situation next year hanging on by a thread in every department which cant keep happening because that thread will break.
Thats my own view on it

Not sure the 9% ever gets paid as it gets written off or converted , a debt of 130 million should be well over 10m a year in interest payments but only 2 million is shown on the accounts as all interest payments last year .

That’s right your not sure Wez.


Well I can tell you now, a lot overheads / expenses never get shown to us as they don’t have to be totally detailed or individualised .


Fair play you are the first and only fan I have ever met to say this:
Still cannot believe you said under Tan we are improving and are better of on and off the pitch than before Tan arrived

Our league position is worse, squad worth less , the debt is treble and guess what the debt is not all owed to Tan as many have been saying , £50 mill to Other debtors including Tans right hand man Dalman at 9%.

Every season nowadays we are struggling near the bottom of the Championship.


Club not debt free as promised many years ago.

More court cases to come and Tan has now been in total control for over 13 years, we should of been debt free by now as promised.

The interest is shown on all payments on the accounts as just over 2 million so I'm right in saying that 9% seems to never get paid ? . It seems to me that you won't take any proper debate on the accounts?, just having hissy fits like a big child .

Are these accounts a shock ? No, its just as predicted after the parachute payments stopped and we are just like any other club in our division. The difference is we do seem to have an owner who is willing to write off debt each year , yes it his own debt as ultimately he's the owner , be interesting to see this season accounts coz the real cost cutting has happened this year .

Are these accounts a shock ? No, its just as predicted after the parachute payments stopped and we are just like any other club in our division. The difference is we do seem to have an owner who is willing to write off debt each year , yes it his own debt as ultimately he's the owner , be interesting to see this season accounts coz the real cost cutting has happened this year .

There you go again banking Tan Wez,

We have an owner who created and made these debts himself in how he has run our club over the last 13 years, he made them and promised to clear them all and make us debt free.

Instead they get worse and our club is suffering through his bad management of him and his regime.

Court cases, despicable rebrand, manager after manager , dictating and putting clueless managers on so he could control them.


We will struggle to sell with the way the accounts show and £50mill owed to other people at 9% interest.

Well if we stay up this season which I expect.

We will have yet another season of struggling next season as as you say Wez, Tan is cutting the wages even more and we need some real quality if we want to push forward next season.

We can’t compete with Norwich, Burnley, Sheffield United etc etc

Sadly we can’t even compare with small clubs like Luton.


Tans incompetence has got us in this debt in the first place.


Yes Tans own debt who is now borrowing of others at 9% interest.

Are these accounts a shock ? No, its just as predicted after the parachute payments stopped and we are just like any other club in our division. The difference is we do seem to have an owner who is willing to write off debt each year , yes it his own debt as ultimately he's the owner , be interesting to see this season accounts coz the real cost cutting has happened this year .

There you go again banking Tan Wez,

We have an owner who created and made these debts himself in how he has run our club over the last 13 years, he made them and promised to clear them all and make us debt free.

Instead they get worse and our club is suffering through his bad management of him and his regime.

Court cases, despicable rebrand, manager after manager , dictating and putting clueless managers on so he could control them.


We will struggle to sell with the way the accounts show and £50mill owed to other people at 9% interest.

Well if we stay up this season which I expect.

We will have yet another season of struggling next season as as you say Wez, Tan is cutting the wages even more and we need some real quality if we want to push forward next season.

We can’t compete with Norwich, Burnley, Sheffield United etc etc

Sadly we can’t even compare with small clubs like Luton.


Tans incompetence has got us in this debt in the first place.


Yes Tans own debt who is now borrowing of others at 9% interest.

How is it back tan ? , ffs annis sort yourself out when is stating a fact backing ? .tan writes off money each year fact ! , do most clubs in the championship lose vast amounts of money ? Fact! , your hatred of tan gives you tunnel vision.

Are these accounts a shock ? No, its just as predicted after the parachute payments stopped and we are just like any other club in our division. The difference is we do seem to have an owner who is willing to write off debt each year , yes it his own debt as ultimately he's the owner , be interesting to see this season accounts coz the real cost cutting has happened this year .

There you go again banking Tan Wez,

We have an owner who created and made these debts himself in how he has run our club over the last 13 years, he made them and promised to clear them all and make us debt free.

Instead they get worse and our club is suffering through his bad management of him and his regime.

Court cases, despicable rebrand, manager after manager , dictating and putting clueless managers on so he could control them.





We will struggle to sell with the way the accounts show and £50mill owed to other people at 9% interest.

Well if we stay up this season which I expect.

We will have yet another season of struggling next season as as you say Wez, Tan is cutting the wages even more and we need some real quality if we want to push forward next season.

We can’t compete with Norwich, Burnley, Sheffield United etc etc

Sadly we can’t even compare with small clubs like Luton.


Tans incompetence has got us in this debt in the first place.


Yes Tans own debt who is now borrowing of others at 9% interest.

How is it back tan ? , ffs annis sort yourself out when is stating a fact backing ? .tan writes off money each year fact ! , do most clubs in the championship lose vast amounts of money ? Fact! , your hatred of tan gives you tunnel vision.

Wez,


You need help, seriously.

Tan made these debts and is now borrowing to keep the club afloat andyes he is putting money in by converting more shares devalued other shareholders as usual.
Tan received hundreds of £millions through promotions, wasted by him.

Rebrand wasted by him.

Court cases wasted by him.

I could go and in.

Don’t forget your famous Transfer Committee or shall I say joke committee.

Wez,

If you seriously think Tan is good for our club and never made these debts, I will personally take you to seek help my friend, you need it if you think Tan did not create all this .

Are these accounts a shock ? No, its just as predicted after the parachute payments stopped and we are just like any other club in our division. The difference is we do seem to have an owner who is willing to write off debt each year , yes it his own debt as ultimately he's the owner , be interesting to see this season accounts coz the real cost cutting has happened this year .

There you go again banking Tan Wez,

We have an owner who created and made these debts himself in how he has run our club over the last 13 years, he made them and promised to clear them all and make us debt free.

Instead they get worse and our club is suffering through his bad management of him and his regime.

Court cases, despicable rebrand, manager after manager , dictating and putting clueless managers on so he could control them.





We will struggle to sell with the way the accounts show and £50mill owed to other people at 9% interest.

Well if we stay up this season which I expect.

We will have yet another season of struggling next season as as you say Wez, Tan is cutting the wages even more and we need some real quality if we want to push forward next season.

We can’t compete with Norwich, Burnley, Sheffield United etc etc

Sadly we can’t even compare with small clubs like Luton.


Tans incompetence has got us in this debt in the first place.


Yes Tans own debt who is now borrowing of others at 9% interest.

How is it back tan ? , ffs annis sort yourself out when is stating a fact backing ? .tan writes off money each year fact ! , do most clubs in the championship lose vast amounts of money ? Fact! , your hatred of tan gives you tunnel vision.

Wez,


You need help, seriously.

Tan made these debts and is now borrowing to keep the club afloat andyes he is putting money in by converting more shares devalued other shareholders as usual.
Tan received hundreds of £millions through promotions, wasted by him.

Rebrand wasted by him.

Court cases wasted by him.

I could go and in.

Don’t forget your famous Transfer Committee or shall I say joke committee.

Wez,

If you seriously think Tan is good for our club and never made these debts, I will personally take you to seek help my friend, you need it if you think Tan did not create all this .

You seem to read something I say and put your own spin of it and bring stuff up from years ago , I've changed my mind on tan about 12 months ago but you still harp on about things years ago , people's minds change , Tan should sell as we are treading water but you shouting at me or anyone down that disagrees with your hardline stance is pathetic.

Surely the FA, along with a few others, would want clarification on the names of the unnamed person giving loans to the club?

I also noticed that some feel many things have happened to Tan and he has been unlucky in some aspects. Really?
You could argue Sala was a complete bolt out of the blue but the rest of it he has been hands on with every decision and has to take his share of responsibility for where the club currently sits. Even the dud signings he has to shoulder some responsibility. All happening under his watch and with his money.
Yes, he doesn't have a great deal of knowledge on the day to day running of a football club, but then you admit that and employ somebody who does. You don't just bash on in the hope you'll pick it up as you go along. This is professional football.

Surely the FA, along with a few others, would want clarification on the names of the unnamed person giving loans to the club?

I also noticed that some feel many things have happened to Tan and he has been unlucky in some aspects. Really?
You could argue Sala was a complete bolt out of the blue but the rest of it he has been hands on with every decision and has to take his share of responsibility for where the club currently sits. Even the dud signings he has to shoulder some responsibility. All happening under his watch and with his money.
Yes, he doesn't have a great deal of knowledge on the day to day running of a football club, but then you admit that and employ somebody who does. You don't just bash on in the hope you'll pick it up as you go along. This is professional football.

Normally the unnamed loan is named in the proper accounts period, it was just a note on these could be tan or anyone .

People can defend Tan if they want, but the truth is that the facts and figures in these accounts prove that things are getting even worse with him owning the club.

Many of us have wanted him to sell for a while. Over the last two to three years even a lot of people who wanted to support Tan have also come to the opinion that he needs to sell. Unfortunately right now he has a totally unrealistic valuation on what the club is worth.

So the last few who want to defend him can carry on if they want, but it's there in black and white in these accounts as others have said. Losses increasing, squad worth less, higher debts etc.

Are these accounts a shock ? No, its just as predicted after the parachute payments stopped and we are just like any other club in our division. The difference is we do seem to have an owner who is willing to write off debt each year , yes it his own debt as ultimately he's the owner , be interesting to see this season accounts coz the real cost cutting has happened this year .

There you go again banking Tan Wez,

We have an owner who created and made these debts himself in how he has run our club over the last 13 years, he made them and promised to clear them all and make us debt free.

Instead they get worse and our club is suffering through his bad management of him and his regime.

Court cases, despicable rebrand, manager after manager , dictating and putting clueless managers on so he could control them.





We will struggle to sell with the way the accounts show and £50mill owed to other people at 9% interest.

Well if we stay up this season which I expect.

We will have yet another season of struggling next season as as you say Wez, Tan is cutting the wages even more and we need some real quality if we want to push forward next season.

We can’t compete with Norwich, Burnley, Sheffield United etc etc

Sadly we can’t even compare with small clubs like Luton.


Tans incompetence has got us in this debt in the first place.


Yes Tans own debt who is now borrowing of others at 9% interest.

How is it back tan ? , ffs annis sort yourself out when is stating a fact backing ? .tan writes off money each year fact ! , do most clubs in the championship lose vast amounts of money ? Fact! , your hatred of tan gives you tunnel vision.

Wez,


You need help, seriously.

Tan made these debts and is now borrowing to keep the club afloat andyes he is putting money in by converting more shares devalued other shareholders as usual.
Tan received hundreds of £millions through promotions, wasted by him.

Rebrand wasted by him.

Court cases wasted by him.

I could go and in.

Don’t forget your famous Transfer Committee or shall I say joke committee.

Wez,

If you seriously think Tan is good for our club and never made these debts, I will personally take you to seek help my friend, you need it if you think Tan did not create all this .

You seem to read something I say and put your own spin of it and bring stuff up from years ago , I've changed my mind on tan about 12 months ago but you still harp on about things years ago , people's minds change , Tan should sell as we are treading water but you shouting at me or anyone down that disagrees with your hardline stance is pathetic.

Wez,


Your hard line stance is pathetic as it’s staring right at you.

We are in this position and in trouble because of how Tan runs our club that’s all you need to admit , it’s true and a fact.

Tan is responsible for all our current problems No one else and you just don’t admit, we can blame Dalman etc but Tan has the final say as Dalman even tells us.

The debts are through bad management.

Now calm down and just be honest about it.